Healthcare Pricing Transparency, Finally Decoded
The Transparency in Coverage mandate created an ocean of machine-readable data. Altitude Intelligence navigates it — delivering clean, structured, actionable healthcare pricing intelligence for the people who need it most.
Indexed
500M+
rates & counting
Coverage
All 50
states
500M+
Rates Indexed
All 50
States Covered
ACA & CAA
Compliant
Employer-Ready
Output Formats
Why Altitude Intelligence
We do the heavy engineering so you can focus on the decisions that matter.
Raw Data, Refined
We ingest raw TiC MRF files from hundreds of payers — normalizing, deduplicating, and structuring the data so you don't have to. What takes engineering teams months, we deliver in minutes.
Actionable Intelligence
Stop drowning in JSON blobs. Get clear rate comparisons, network benchmarks, and market analytics built for decision-makers — not data engineers.
Compliant by Design
Our data products are built entirely on publicly mandated disclosures. No PHI. No HIPAA risk. Just powerful, legally sound pricing intelligence that your legal team will appreciate.
Healthcare Data, Transformed
From raw regulatory filings to ready-to-use intelligence — here's how it works.
The Problem We Solve
Transparency in Coverage requires health insurers and self-funded plans to publish machine-readable files covering negotiated rates, out-of-network amounts, and prescription drug pricing.
These files are public — but they're enormous (some payers publish files exceeding 2TB), inconsistently formatted, and practically unusable without serious data engineering. Altitude Intelligence does that engineering for you.
- Files can exceed 2 terabytes per payer
- No standardized schema across issuers
- Requires specialized parsing infrastructure
- Monthly updates demand continuous pipelines
Built for Benefits Professionals
Altitude Intelligence is purpose-built for the professionals who need healthcare pricing data to do their jobs — not data scientists who need to build the infrastructure first.
Whether you're an employer benchmarking network value, a broker advising clients on plan design, a TPA building reporting tools, or a consultant comparing market rates — we have your data.
- Employers & plan sponsors analyzing network performance
- Benefits brokers advising on plan selection
- TPAs and third-party administrators
- Benefits consultants and actuaries
Data Your Way
We deliver structured, analysis-ready data in the format that fits your workflow — not a format that requires more engineering to use.
Choose from API access, scheduled flat-file delivery, or direct database connection. All outputs use a normalized schema consistent across payers, refreshed on regulatory cadences, and fully documented.
- REST API with OpenAPI documentation
- Flat files: CSV, Parquet, or JSON
- Direct database connection (Snowflake, BigQuery)
- Consistent schema across all payers
How It Works
Four steps from raw regulatory filings to intelligence you can act on.
We Ingest
Altitude Intelligence continuously collects TiC MRF files from payers across all 50 states as they're published — tracking index files, detecting updates, and pulling new data automatically.
We Normalize
Raw files are parsed, validated, deduplicated, and mapped to a consistent schema — regardless of each payer's formatting choices. One clean data model across every issuer.
We Enrich
Rate data is linked to NPI provider records, geographic context (state, MSA, ZIP), plan metadata, and procedure code hierarchies for deeper, more useful analysis.
You Decide
Access the data via our subscriber portal, API endpoints, or scheduled flat-file delivery in the format that fits your workflow. You get insights — we handle the infrastructure.
Ready to turn compliance data into competitive advantage?
Join employers, brokers, and consultants already using Altitude Intelligence.